The Bat Segundo Show: John Waters

John Waters appeared on The Bat Segundo Show #342. Mr. Waters is most recently the author of Role Models.

(Considerable gratitude to Wayman Ng, who resuscitated this conversation from the data grave.)

Condition of Mr. Segundo: Comparing himself to unspecified reference groups in Mertonian social situations.

Author: John Waters

Subjects Discussed: [List forthcoming]

EXCERPT FROM SHOW:

Correspondent: You observe that listening to what Tennessee Williams has to say could save the reader’s life too. But how can Tennessee Williams save the life of, say, a humorless tax auditor?

Waters: They won’t read him. So I’m not saying he can save anybody’s life. But if the humorless tax auditor — and I actually know one tax auditor who does have a sense of humor.

Correspondent: Yeah.

Waters: If they read Tennessee Williams, maybe they could save their life. Maybe they would overlook one receipt that wasn’t exactly deductible for business if they thought the person was doing art.

Correspondent: Yeah. That’s true. In Role Models, you note that you drink every Friday night. Now in Crackpot, you observe that in your final year of smoking, you smoked only on Fridays.

Waters: Yeah.

Correspondent: Why would you confine vice to one day of the week?

Waters: Well, because the cigarette thing. Didn’t smoke. I used to. I haven’t smoked in — I write it down every day. I could tell you how many days. I’d have to look at my file card. But today — and even before then, I only smoked for three days. I fell off the wagon. But when I smoked every Friday night, it got to be — I couldn’t do that. Because at Thursday night at 11:59, I would light up and hotbox. Do you know what that means? Where you take one drag on a cigarette burn.

Correspondent: Oh yeah.

Waters: A carton! Like right in a row. So I learned that I can’t chip. I am an addict with cigarettes. So that’s why. Friday nights? Because I don’t work on Saturday. And every other ngiht’s a schoolnight to me. I write in the morning. I can’t write with a hangover. I can’t. And when I drank on Friday — I did smoking on Friday night because I knew that I didn’t have to work the next day. I was going to drink too. I might as well do it all.

Correspondent: This is your answer to Shabbos?

Waters: No. It’s just how I get through life really. That I’m very organized during the week. And as I said, I believe if you’re going to have a hangover, it should be planned on your calendar three weeks in advance.

Correspondent: But you can’t plan everything.

Waters: I do plan everything.

Correspondent: You do plan everything.

Waters: Everything! I never have a spontaneous moment. I don’t want a spontaneous moment.

Correspondent: Really.

Waters: Order is important to me. It brings me happiness. Which makes my assistants insane.

Correspondent: Really?

Waters: Yeah.

Correspondent: What do you do when a curveball shows up?

Waters: I plan. Well, a curveball? I deal with it. But I’m saying that I won’t not do something that’s going to be great fun because I didn’t plan it.

Correspondent: Yeah.

Waters: But I make sure that I have great fun planned so I don’t wait around for someone to knock on my door and give me great fun.

Correspondent: (laughs)

Waters: I go out to have great fun. And plan it.

Correspondent: Well, how rigidly do you plan your life?

Waters: Rigidly enough.

Correspondent: Are you like a senator?

Waters: Let’s just say…

Correspondent: Do you schedule when you shit? I mean…

Waters: No. But I usually do that around the same time too. And I get on an airplane. And I can adjust my watch to whatever time it is. Get off and be on that time. I’m organized, yes. But if something — you know, when I go out on Friday nights, something can happen. It’s not like I know what’s going to happen. But I have certain people I go with to different places. Because I don’t want to drink and drive. So I have a great pool that I go out with. And they’ll go to any weird bar. You’ve seen the bars I like to go to. There’s a whole chapter on that.

Correspondent: But I’m curious. Do you allot a two hour time to just go out and observe people? Or something along those lines?

Waters: Well, I’m always observing people. It doesn’t matter. On the subway, I’m observing people. I take the bus in San Francisco a lot to observe people. I watch people in airports get off the plane. I make up stories about every person. And if you look, the ugliest people get off first. They aren’t first class. The cuter they are, the worse seats they have on an airplane. It’s awful. It almost is foolproof. I know that sounds ridiculous. The poorest planners. The ones that lasted till the last minute and got the middle seat in the last row?

Correspondent: Yeah.

Waters: They’re cuter than the ones who are rich or smart enough to plan to use their frequent flyer miles to get one of the few seats available in first class. They’re never that good looking.

The Bat Segundo Show #342: John Waters (Download MP3)

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The Bat Segundo Show: Gary Rivlin

Gary Rivlin appeared on The Bat Segundo Show #340. Mr. Rivlin is most recently the author of Broke USA: From Pawnshop to Poverty, Inc. — How the Working Poor Became Big Business.

Condition of Mr. Segundo: Considering the advances of a seductive loan shark.

Author: Gary Rivlin

Subjects Discussed: [List forthcoming]

EXCERPT FROM SHOW:

Rivlin: One in every five customers is taking twenty or more payday loans a year. So suddenly this effective interest rate of 400% becomes the actual interest rate. I mean, if you’re taking out twenty payday loans a year, that’s pretty much a loan every two weeks. And so you’ve got a couple million people a year in this country who are essentially paying 400% for their money to put it into dollars and cents. For that $500 loan, they’re paying $2,000 in fees for the year. So it’s the trap that a payday loan becomes, that I focus in on.

Correspondent: I wanted to talk about Martin Eakes, the man behind Self-Help and the Center for Responsible Lending. He offers a more reasonable APR through his credit union. His crusading has helped to initiate reform in numerous states. High-interest loans. Mortgage premium penalties. He’s been on it. His opponents, they point to his self-interest in creating caps that are uniquely beneficial to Self-Help. I want to address this. I mean, what of a credit union’s interest fees on overdrafts? Just to give you an example, if a consumer gets a hit, the median overdraft fee is about $27 on a $20 debit card transaction. They repay the charge in two weeks. And, according to the FDIC, that’s a 3,250% APR. That far outshines that $33 per $100 cap in Indiana. That works out to 858% on a two week loan. So I’m wondering if credit unions are, in some way, just as problematic. Or perhaps even more problematic on the overdraft charge than payday lenders, when we consider this?

Rivlin: Right. You’re giving the argument that the payday lenders make that I was starting to make myself before. That you could look at our 400% interest rate. But go start doing the math. As you just did. On bounced checks or late credit card fees. And again, that’s a legitimate point. Martin Eakes is one of the main characters in my book. He’s just a really interesting, quirky fellow. A few fun facts. He claims he’s never had a sip of alcohol in his life. He testifies all the time before Congress. Gives speeches. He owns a single suit to save money. His wife cuts his hair. My favorite quote from him is “Half the people I know would take a bullet for me and the other half would fire the pistol.” And that’s accurate. He’s really been out there as a leading crusader, not the leading crusader, against subprime mortgage abuse. Against the payday lenders. Against some of the more abusive policies.

Correspondent: And the people who work for him have salary caps as well. It’s not exactly a lucrative prospect to work for him.

Rivlin: The payday lenders and others try to tar Martin Eakes. But he’s a little bit Ralph Naderish in that way. He’s hard to tar. There’s a rule within his credit union that no one can be paid more than three times more than the lowest paid employee. And that means that this guy, who runs essentially a billion dollar operation — they’ve done a lot of home loans — is getting paid $69,000 a year. I guess everybody roots for the receptionist to get a raise.

Correspondent: Yeah. Well, hopefully the MacArthur money was disseminated around. But you do have to make some kind of money. And as we’ve determined with this overdraft situation, that’s quite an interest.

Rivlin: Well, a few things. One way you misspoke was that his credit union doesn’t offer payday loans. His colleagues in North Carolina. The big North Carolina credit union for teachers and state employees. They offer a payday loan with an effective annual interest rate of 12%. 12% versus the 400%. And I met with the fellow who runs that credit union. And he called it the single most profitable loan that they offer. But getting back to the criticism that they level at Martin Eakes — that isn’t he just a competitor? Isn’t he just fighting the payday loan industry because he’s looking out for the bottom line of his own credit union? Well, one problem with that is — it was in 2001 that Martin Eakes and others in North Carolina kicked the payday lenders out of the state. Martin Eakes’s credit union — you’re only eligible to participate if you live in North Carolina. So he won the fight in 2001. Why is he still fighting the payday lenders across the country given that his bottom line is only affected in North Carolina? I find the argument — I heard it from every payday lender I met with — that Martin Eakes is just a competitor; it’s just very specious. He’s a crusader. He might see the world in black and white, where these things should be outlawed period. But I think he’s genuine in his criticism. I don’t think it has anything to do with his credit union. His credit union doesn’t even offer credit cards to rack up the late fees.

Correspondent: But how much does he charge for overdraft fees?

Rivlin: Twenty bucks.

Correspondent: Twenty bucks.

Rivlin: I was really curious about that question too.

Correspondent: I mean, that’s just — you’re still dealing with a pretty substantial APR. When does that $20 kick in?

Rivlin: Yeah. Well, you know, the problem with APRs on a bounced check is that it depends upon how long it takes for you to become whole again. I mean, there’s that $20 fee. But then there’s interest and other penalties when you’re late. But we can just say it’s enormous. It’s typically higher than 400% for the payday.

Correspondent: It’s below the median rate. That’s for sure.

Rivlin: Martin Eakes runs a not-for-profit credit union. He charges a bounced check fee like everybody charges a bounced check fee. It’s lower than the average, but still high. You know, I don’t know what to say about that. But I do think, as long as we’re talking about Martin Eakes, that this credit union he started, dating back to the 1980s, they’re a subprime mortgage lender. I mean, I hasten to add, given the association people have that he’s a different kind of subprime mortgage lender and started charging four or five or six or seven percent above the conventional rate. He charges 1%. You know, his loans didn’t have huge up-front fees. He made sure that you could pay it back. That if you make $25,000 a year, that you’re buying a house for $50,000, let’s say, rather than a $300,000 house that you’re never going to be able to afford. But this credit union is specifically for those of modest means. About half his customers are single moms. About half the people who bought homes using loans from him are people of color. He’s making loans in rural communities. People who live in trailers who can move into a modest-sized house and have, as he would put it, a bricks-and-mortar savings account. A home. He is doing a lot of good. Thousands and thousands of North Carolinans are living in a home who wouldn’t otherwise.

The Bat Segundo Show #340: Gary Rivlin (Download MP3)

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The Bat Segundo Show: Ander Monson II

Ander Monson appeared on The Bat Segundo Show #338. Mr. Monson is most recently the author of Vanishing Point, as well as a poetry collection called The Available World, which nobody had thought to send to Mr. Segundo’s motel room. Contrary to photographic evidence, Mr. Monson does not have a beard.

Mr. Monson previously appeared on The Bat Segundo Show #21, just before Mr. Segundo had finally switched over from Betamax to VHS.

Condition of Mr. Segundo: Pointing at the designated vanishing spot.

Author: Ander Monson

Subjects Discussed: [List forthcoming]

EXCERPT FROM SHOW:

Correspondent: The subtitle for this book is “Not a Memoir.”

Monson: Yes.

Correspondent: Is it safe to say that you’re not a writer and I’m not a journalist. Maybe we can establish some terms here.

Monson: I think so. Yeah, I think so. I mean, it’s a little tongue-in-cheek. But I don’t consider it to be a memoir. But at the same time, as soon as you call something “Not a Memoir,” it sets the tone of the conversation.

Correspondent: Yes.

Monson: So a number of the reviews have been suggesting the ways in which it is a memoir. But it’s also explicitly not a memoir, in the sense that the book is really not — is interested in taking apart the idea of memoir.

Correspondent: Yeah. But it’s also not a manifesto.

Monson: It’s also not that.

Correspondent: Yeah.

Monson: That’s true.

Correspondent: Maybe you need a subtitle to grab the reader’s attention for more conceptual stuff.

Monson: No, it’s true. The subtitle was actually suggested by one of the designers at Graywolf. I think they were looking for something besides “Essays.” And I actually liked it. I thought the subtitle worked quite well. Because it’s a little bit in your face.

Correspondent: In your face? Just by saying “Not a Memoir?”

Monson: I think so.

Correspondent: Really?

Monson: Yeah, I think so.

Correspondent: But then again, you can always…

Monson: I mean, “in your face” as far as nice Midwestern boys writing experimental literature.

Correspondent: I didn’t find it that way. I found it more of a playful thing.

Monson: Well, it is.

Correspondent: Yeah.

Monson: I think so too. But some of the reviews have taken it as a shot across the bow or whatever.

Correspondent: Really? I didn’t see thee reviews.

Monson: There was a review — I want to say one of the first reviews it got — Booklist maybe? Or Library Journal. One of the two did a review of it, with eighteen new memoirs.

Correspondent: Yeah.

Monson: But seemed to review it as a memoir. Which kind of pissed me off. Because it’s…

Correspondent: It’s very clearly on the title. “Not a Memoir.”

Monson: Yeah. It says very specifically. I don’t know. It’s hard to be pissy. Because it’s gotten really good reviews otherwise.

Correspondent: Yeah, but what if this thing gets categorized in the memoir section? Then what are you going to do?

Monson: Well, it kind of has to be. In a certain sense. Or else like what? Cultural criticism? They say it’s “Literature/Essays.” I mean, [John] D’Agata’s book is “Cultural Criticism.” Which I guess is apt, but…

Correspondent: I wanted to talk about this idea of the memoir. Because near the end of the book, you suggest that by reading memoir, we pretend to comprehend a life. I’m wondering if it’s more accurate that a reader, by way of seeing a life placed in narrative, might comprehend a pretense of some kind. That pretense is probably more truthful than any cold and clinical declarations of the truth.

Monson: I mean, I think so. I think that the thing that attracts readers to memoir is that you read memoir to understand your own life. In as much as you understand some semblance of a life. That whatever — simulation, which is kind of what the memoir genre offers. So I think in that sense, that’s right.

Correspondent: Well, on the subject of karaoke, I’m wondering how a song can be truly liberated from its original form. I mean, aren’t we talking about possibly some secondary or supplemental component that comes with the karaoke? Aren’t we talking more about performance than the actual song?

Monson: Well, you know, karaoke is a complicated thing. It’s partially because what it does. It allows readers or listeners to participate in the song in a way that I think people want to do now. With film, now people can remix. There’s a billion — like, homegrown — versions of Star Wars. And those kids who are doing the shot-by-shot remake of the Raiders of the Lost Ark film.

Correspondent: The Super 8 version.

Monson: Yeah. So there’s this real participatory instinct. But there hasn’t been ways to do that in books in a certain sense. Which is partially why the book is structured kind of the way that it is. You can type in some into the website and so on. But karaoke is trickier. There are songs that, by singing them, you liberate it from the original context of the crappy version, and how you felt about it, and who you were when you first heard that song. And how much you disliked it. And in some ways, it is sort of overlaying the one on the other. But it really does become a new thing by singing. If you’re doing it at all well. And there is certainly an element of performance, which is a big part of why people are successful at singing karaoke. You’ve got to deliver the rock if you’re going to sing a rock song. So there is that element. But it’s also interesting to see the way that people decide to do it. Because some people — do you choose to try and sing it like the original singer? Or it’s sort of like the ironic guy, who’s going to do the kind of William Shatnerization of things.

Correspondent: Sure.

Monson: Or are you even trying to do the voice? Which a lot of people try to do the voice. Which is also what keeps me doing AC/DC.

Correspondent: But if you’re talking also about camp, I mean, some people find a voice through an artificial delivery of a preexisting song.

Monson: They do. They do. And I think that’s in some ways that’s kind of an analogue for the ways in which a lot of writers — I mean, you learn by imitation. You love this thing. You sort of try to get it inside you and you do it. And even if you’re not doing that intentionally, trying to copy The Sun Also Rises — like type out every line. Which is not a bad exercise for a writer. You know, I read Underworld by DeLillo one summer. And I wrote a story, which is in Other Electricities, which is a very DeLilloesque story. And I still kind of recognize that in a weird way. I think the story works on its own. So there is a sense in which — I mean, you do get to a sense of your own personal voice by either opposing or working from other models. And some of those models are, just like the thousands of songs you’ve heard, the ways you’ve heard people sing, it’s pretty hard to do something really original.

The Bat Segundo Show #338: Ander Monson (Download MP3)

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The Bat Segundo Show: Daniel Okrent

Daniel Okrent appeared on The Bat Segundo Show #337. Mr. Okrent is most recently the author of Last Call: The Rise and Fall of Prohibition.

Condition of Mr. Segundo: Bombarded by too much bathtub gin and too many over-the-top movie trailers.

Author: Daniel Okrent

Subjects Discussed: [List forthcoming]

EXCERPT FROM SHOW:

Correspondent: I wanted to ask you about Walgreen’s. You point out that it went from twenty locations in 1920 to 525 during the 1920s, pointing out that it wasn’t just milkshakes that were responsible for this expansion. Yet all you present in the book to support this possibility is an interview with Charles Walgreen, Jr., who said in an interview with John Bacon that his father didn’t want the fire department in his stores because he was losing cases of liquor. I’m wondering if you made any efforts to corroborate this claim from another source. Has Walgreen’s managed to hush this up?

Okrent: Well, I think — be careful. I don’t make a claim. I say —

Correspondent: Suggestion.

Okrent: I make a suggestion. And that’s all I can do — is make a suggestion. But we do know this to be true. We know from Charles Walgreen, Sr.’s testimony to his son that they had liquor in the stores and he was afraid of losing it to the thieves. Right? Number two. We know that he had twenty stores at the beginning of Prohibition and 525 at the end. And if you want to believe it’s milkshakes, believe that it’s milkshakes. But the fact — the medicinal liquor business was an enormous business. Not just for the Walgreen’s drugstores, but for pharmacists across the country. You know, I have a bottle at home on my shelf. It’s kind of an inspiration. It’s an empty bottle. It says JIM BEAN. BOTTLED AND BOND. FOR MEDICINAL PURPOSES ONLY. This was a pure racket. And druggists, unless they had some kind of scruple that few apparently had, made a fortune because of it.

Correspondent: But beyond the Bacon interview, did you make any efforts to….?

Okrent: Yeah. I made efforts. There’s nobody alive in the Walgreen family today that I tried to make contact with, that had any thoughts about it either way. Or not. I don’t think that there’s been a conscious effort to cover it up. I think that it’s just forgotten.

Correspondent: Al Capone cultivated an image of benevolence. And you also point to Seattle bootlegger Roy Olmstead, who was quite ethical by comparison. He didn’t dilute his liquor. He didn’t resort to mob tactics. I’m wondering what factors made Olmstead a more ethical bootlegger. Was it Olmstead the man? Or was it the makeup of Seattle in comparison to the competitive violent world of Chicago?

Okrent: Yeah, I think that the latter has a lot to do with it. By all evidence, Olmstead was a decent man. You know, he was the youngest police lieutenant in the history of the Seattle Department. He was looked on as a golden boy of sorts. But because of his honesty, because he didn’t dilute, because he didn’t raise prices, he had very happy customers in Seattle. And he also worked very well with anybody else who was in the business. He built a big coalition. Really kind of a market control coalition. He controlled all of the booze that was coming into the Pacific Northwest. Capone was in a very different circumstance. I think that he was a different kind of man to begin with. And secondarily, he was in an extremely competitive cutthroat murderous environment, in which other people were trying to get a piece of the action. Olmstead didn’t try to accrue power to himself. He liked to run a good business. Capone wanted to be in charge.

The thing to me about Capone that is most surprising, relative to the popular image that we have of Capone, is that when he took over Chicago, he was twenty-five years old. He was a kid. And he was gone before he was thirty.

Correspondent: And he was played by all these older actors too.

Okrent: Yeah. I ask people, “How old do you think Al Capone was when he ran Chicago?” They say, forty-eight, thirty-seven, fifty. But he was a baby.

Correspondent: But in Seattle, was there violence involved?

Okrent: There wasn’t much violence in Seattle. There was a nicely cooperative operation between those who enforced the law and those who were breaking the law. Including the fact that the justice of the peace who presided over hearings and trials, they got a piece of the fine. So they liked the idea of people being arrested, paying a fine, and then went about it again — so that they could be arrested again. So they could pay the fine again.

Correspondent: So Olmstead set the precedent of a peaceful, money-oriented coalition here.

Okrent: Yeah. I think that there were others like that were others like that also in the country. But Seattle was remarkably free of the violent crime that hit the Eastern and Midwestern cities.

Correspondent: What other cities were nonviolent in terms of bootlegging?

Okrent: Nonviolent. San Francisco. I think that San Francisco and, to some degree, New Orleans are the ones that come immediately to mind. San Francisco never really acknowledged that Prohibition existed. Even the judges in San Francisco. They threw cases out. The DA of San Francisco, which is both a city and a county — he was an official in the organization against the Prohibition Amendment. He campaigned against it. So violence wasn’t necessary. Because there was nobody trying to corner a market. It was an open market for everybody.

The Bat Segundo Show #337: Daniel Okrent (Download MP3)

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The Bat Segundo Show: Barry Gifford

Barry Gifford appeared on The Bat Segundo Show #335. Mr. Gifford is most recently the author of Sailor & Lula: The Complete Novels.

Condition of Mr. Segundo: Wilder than his heartburn.

Author: Barry Gifford

Subjects Discussed: [List forthcoming]

EXCERPT FROM SHOW:

Gifford: Well, the point is “Don’t be a victim.” I mean, I think I have another chapter somewhere that’s called “Victims.” But that’s always been another kind of thing that I could never abide. People who see themselves as victims. You know, with a capital V. And I just don’t like to be around people like this. People who complain all the time or are a victim or who feel that they’re a victim of their environment, their parents, their husband, their wife, their boyfriend, their girlfriend, God. Whatever it is that they want to call it. It’s convenient, isn’t it? It’s an easy way out. And in the case of the kids in Perdita Durango, they’re just kids. They were like dumb college kids. And here they were kidnapped for the purpose of human sacrifice. I mean, what a terrible thing? And Romeo and Perdita are certainly colorful characters, but malevolent ones. So they’re the natural contrast to Sailor and Lula.

Correspondent: But these two college kids. Did you really feel a good deal of fury or hatred towards them?

Gifford: No! No, I don’t feel any fury or hatred towards any of these characters. I mean, in one sense, yes, we’re all subject to all of the things that have come before, to our upbringing, and to all these things that I mentioned. The key is: How do you deal with them? How do you assert yourself? How do you retain some semblance of control over your own life? Control has always been a big issue with me. I’m not an easily controlled person. In a way, I’m very faithful and loyal and all those things. But it has to be on my own terms. In the sense that if somebody is there purposefully and clearly and obviously attempting to manipulate me, that’s over. There’s no chance of my having any sort of friendship or relationship with that person. And that’s what Perdita Durango is mainly about. Now nobody had a worse childhood than Perdita Durango. She’s definitely — if anybody could be called a victimized person. It laid out her life for her. And what does she try to do? She’s trying to control her own existence. She’s fighting for her life. And that’s the theme that I always felt with Perdita. I love Perdita. I mean, she’s crazy and she’s dangerous. But I love her.

Correspondent: These issues of control are interesting. Because here you have worked in Hollywood, in which the writer is always considered last. For the most part. I know that you appeared on a panel recently in which you had no problem with your books being adapted and being transformed into something different. But there is, in dealing with Hollywood, a sense of capitulating control. And I’m curious as to how you find control in a situation in which you know the writer’s always going to get screwed.

Gifford: Well, as my friend Richard Price has mentioned before, and said the other night, he says, “I’m in it only for the money. I have my books.” And one thing that I said was, after the film Wild at Heart came out, people said to me, “Well, what do you think about what David Lynch did to your book?” I said, “I wasn’t aware that he did anything to my book.” I knew what they were asking. But the book is still there. Read the book. He didn’t change a sentence. He didn’t change a period or a comma. The book is there. The movie may endure the book. It may or may not endure whatever it happens to be. But it’s still there. It’s inviolable. The movie’s another animal. It’s a different form. It’s a different art form. You have other opportunities with movies. And I love the movies. And I learned a lot about how to write from the movies when I was a child. Just watching all-night movies all the time. That sort of thing. And I learned how to tell a story, and how to build character development, and all that kind of thing. That doesn’t mean that I sat down to write movies. I did not. And when I have the opportunity, or choose the opportunity, to write a screenplay, really the writer only has one shot at it. It’s that first draft. So when you write that first draft, you have to see that movie the way you want it to be seen. And so there are no excuses. Of course, there’s more or less manipulation. I mean, sometimes I work better in Europe. Because they change fewer things. But it isn’t the case with Lost Highway, which David Lynch and I wrote together. Everything that’s in that movie is written. It’s all there Nothing was changed. So what could be better than that?

(Image: Robert Birnbaum)

The Bat Segundo Show #335: Barry Gifford (Download MP3)

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